Q&A with a Mortgage Broker

May 16

👉🏽what research should you do before speaking to a mortgage broker and is there a good time to?

👉things you can do to maximise your chances of getting a home loan

👉🏿how does HECS/HELP debt affect borrowing

👉🏼why it might not be the best thing to wipe out your debt before speaking to a broker

👉🏾how do banks and lenders view your BNPL history

👉how does the structure of your mortgage change if you knock down and rebuild your home

👉🏻debt recycling

👉🏿cross collateralisation loans

👉🏼living in a property for a year, renting it out for 3-5 and moving back into it. How does this affect the mortgage structure?

👉🏽drawing equity out of home loan to leave in offset

👉refinancing vs reviewing your current loan

👉🏾self employed/business owners

👉🏻what are the red and green flags to a bank

If you’ve got any questions at all, please reach out to me or the same great team at Sphere Home Loans.

Rachelle Kroon

Fixed Rates